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Business funding made simple.

Our Services

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Working Capital

Get the working capital you need, when you need it, to use as you see fit.

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Line of Credit

Secure a revolving line, have access to capital when you need it.

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Consolidation

Consolidate multiple positions into just one payment and increase your cash flow.

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About

SpearHead Solutions is a company that specializes in providing financing for small-to-medium sized businesses. Our primary objectives are to provide the resources, information and support necessary to help your company grow. We give our full commitment to assist our clients with the necessary funding. Your team’s success is our success.

Services

Why Spearhead?

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Created for small businesses

Spearhead Solutions was made specifically to meet the needs of and accommodate small businesses.

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Fast application process

The application process only takes a few minutes - and you get your funds in less than 24 hours.

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We work with most industries

Retail, medical, dental, wholesale, restaurant, hotel, logistics, trucking and more are the qualifying industries.

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Your credit score is good enough

We make a decision based on the potential and financial strength of your company, not credit score.

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About

SpearHead Solutions is a company that specializes in providing financing for small-to-medium sized businesses. Our primary objectives are to provide the resources, information and support necessary to help your company grow. We give our full commitment to assist our clients with the necessary funding. Your team’s success is our success.

Richard Heiman | CEO at Mikron

Went to SpearHead for funding my construction business. I felt like they really cared about my business. Will definitely be Going back to them if the future dictates it. If you are in need of funding You won’t be disappointed

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SpearHead Line of Credit 

Use for managing cash flow, such as buying inventory or making payroll

Get a revolving credit line, with access to cash when you need it

Loan amounts of $6K–$950K

12-month repayment term, resets after each withdrawal

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SpearHead Advance

Use for investments in your business, such as expansion projects or large purchases

 Get a one-time lump sum of cash upfront, with the option to apply for more when you’re halfway paid down

Loan amounts of $5K–$1M+

Repayment terms up to 18 months

FAQ

  • What is a Spearhead Advance?
    Spearhead Term Loan is funding provided to a business to be repaid through daily, weekly or monthly deductions of a fixed percentage of sales receipts.
  • What is the interest rate?
    We provide three tiers of high, low and mid risk products. Our rates start as low as 17% averaging out at around 24% across all three risk modules.
  • How much time do I get to pay back the advance ?
    We offer flexible terms depending on what risk tier you qualify for. Our terms begin at six months and max out at twenty-four months.
  • How does a Spearhead Advance compare to small business loans?
    While the rate and term may be more aggressive, we provide unsecured capital to meet your businesses' needs in as little as six hours.
  • What can the capital be used for?
    Being that the capital is unsecured, we offer the flexibility to use the funding according to your business needs without being tied down to the original agreed-upon use of funds.
  • What if I already have a business loan?
    We offer low, mid and high risk programs which allow us to fund behind up to six open positions. We also provide consolidations and refinances according to your needs.
FAQ

Get in touch with us!

Feel free to email us or give us a call. Our team consists of qualified specialists that are always available to assist you.

Contact
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